Credit Disputes
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Credit Disputes During The Mortgage Process

This guide covers credit disputes during the mortgage process. Credit bureaus do make mistakes on consumer credit bureaus. Creditors often make errors.  Many residential and commercial mortgage lenders will not allow credit disputes during the mortgage process: Credit disputes normally increase consumer credit scores. When there is a verbiage on the credit report that consumers…

Credit Repair
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Credit Repair To Qualify and Get Pre-Approved For a Mortgage

This blog will cover credit repair to qualify and get pre-approved for a mortgage. There are three major credit reporting agencies; the giants in consumer credit reporting agencies are TransUnion, Experian, and Equifax. Credit repair is when any consumer disputes negative report items on their consumer credit report. All disputes are ultimately going to make…

HUD Guidelines on Credit Disputes
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HUD Guidelines on Credit Disputes on FHA Loans

This guide will cover the HUD guidelines on credit disputes on FHA loans. Strict HUD agency guidelines must be followed during the mortgage application and approval process to qualify for FHA loans with credit disputes.  What is a credit dispute?  Dale Elenteny, a senior commercial loan officer at Lending Network, LLC, explains credit disputes during…